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Website terms and conditions

1. General terms and conditions for all users

1.1 Your access to the Capital Finance Australia Ltd ABN 23 069 663 136 (“CFAL”) website is subject to these terms and conditions, CFAL’s Privacy Statement, notices, disclaimers any other terms and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional or alternative terms and conditions are referred to, those additional terms and conditions for those other services (referred to collectively as "Terms of Use"). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.

1.2 CFAL may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications.


Availability

1.3 Unless otherwise stated expressly, products and services referred to on this website are only available in Australia. The information on this website may not satisfy the laws of any other country. This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Disclosure documents

1.4 CFAL currently offers products named on this website. The offers are identified in the disclosure documents (which include Product Disclosure Statements, where applicable). You should consider the disclosure document (including Product Disclosure Statement, where appropriate) in deciding whether to acquire, or to continue to hold, the product.

Important disclaimers

1.5 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and CFAL has not verified the information, which may not be complete or accurate for your purposes. CFAL makes no representation or warranty of any kind as to the accuracy or completeness of the information. The information contained on this website does not constitute investment, financial, legal, tax, or accounting advice.  It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

1.6 Neither CFAL nor any of their directors, employees and associates guarantee the security of this website, gives any warranty of the fairness, completeness, reliability or accuracy, nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused and howsoever arising, as a result of any person relying on any information on the website or being unable to access this website. Neither CFAL nor any of their directors, employees and associates makes any representation or warranty (express or implied) in respect of any matter in connection with this website. This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and Competition and Consumer Act.

1.7 Should you leave this site via a link contained within this website, and view content that is not provided by CFAL, including content in relation to the issue or sale of a financial product:

(a) you do so at your own risk. The content to which you link will not have been produced, checked for accuracy, or otherwise reviewed by CFAL. CFAL is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or otherwise. CFAL makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party;

(b) links to other websites are provided for convenience only and do not represent any endorsement by CFAL of the products or services offered by the website owner;

(c) you should endeavour to obtain the Product Disclosure Statement for the relevant product from the issuer or seller of the product as identified on the website to which you link;

(d) you should consider the Product Disclosure Statement for the relevant product in deciding whether to acquire, or to continue to hold, the product.

1.8 In preparing the information contained on this website, CFAL has not taken into account your objectives, financial situation or needs. You should consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain the disclosure document (including Product Disclosure Statement where applicable) relating to a product referred to on this website before making any decision about whether to acquire the product.

1.9 The information on this site is based on current laws and their interpretation, including taxation laws. The levels and basis of taxation may change. The application of many laws, including taxation laws, depends upon an investor's individual circumstances. You should seek professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only.

 


2. Copyright

2.1 Copyright in the information contained on this website is owned by Capital Finance Australia Ltd ABN 23 069 663 136.  You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.

 

3. Linking to CFAL's site

3.1 Your site must not contain any material that disparages CFAL or its goods and services.

3.2 Your site must not contain the following:

  • Illegal, sexually explicit, pornographic, or otherwise offensive or distasteful material
  • Content promoting gaming, wagering or betting sites
  • Instructions on the manufacture and/or use of illegal drugs, or other dangerous materials
  • Material that promotes harassment, hatred or discrimination based on age, race, religion, gender, sexual preference or any other factor
  • Defamatory, disparaging, abusive, threatening or offensive messages (whether aimed at CFAL or a third party)
  • False or misleading information about the products and services of CFAL or a member of CFAL.

 

3.3  To the extent permitted by law CFAL will not be liable for any loss or damage from any cause (including negligence) to your site and system, or to people linking to us from your site(s), caused by or in connection with your link to CFAL’s site. If you create a link to CFAL’s site, you remain fully responsible for any consequences of that link, whether direct or indirect and you will protect CFAL against all loss, damage, liability, cost or expense arising from or in connection with the link.

3.4  CFAL reserves the right, solely at its discretion, to request removal of your link at any time. It also reserves the right to review your link, pursuant to which you agree to provide any necessary passwords.

 

4. No alteration

4.1 You agree not to transfer, or attempt to transfer, any material, viruses or code to the CFAL site that could cause damage or harm to the site or in any way impede the security of CFAL’s site. You may not attempt to alter the CFAL site.

 

5. Additional terms

5.1 In addition to the other terms outlined in this agreement, any link from your site to CFAL's site is subject to your site complying with the following conditions:

  • You must comply with all relevant laws in any applicable jurisdiction
  • Your site must not replicate the content of the CFAL site
  • You must not frame any part of CFAL’s site
  • Your link must be made in good faith and must not be established in a way that blocks or prevents the display of any part of CFAL’s website
  • You must not mistakenly imply that CFAL, or any member of the CFAL, endorses your product, service or organisation.

Your use of, and access to CFAL’s website must be in accordance with these Terms and Conditions.

 

6. Indemnity

6.1 You agree to indemnify CFAL and keep it indemnified against all actions, claims, costs, demands, damages or liability arising in any manner from a breach by you of the terms of this agreement.

 

7. Contact Us

7.1  If you would like to find out more information about our Policy and practices, please contact our Privacy Officer via the details listed immediately below.

The Privacy Officer
Capital Finance Australia Limited
PO Box 7685
Baulkham Hills NSW 2153
Privacy_Officer@Capital-Finance.com.au

7.2  If practical, you can contact us without identifying yourself. However, if you do not identify yourself, we may not be able to give you the information and services you would otherwise receive.