Skip to main content Skip to main navigation
Skip to accessibility page Skip to search input

How it works

The asset can be used immediately, with payments spread over time. Once final payment is made, ownership transfers to the business.

Benefits at a glance

A clear path to ownership through flexible repayments and no big upfront cost helps keep capital working in the business.

Get started

Reach out to your Business Development Manager (BDM) or broker to discuss if a Hire Purchase is the right option.

Learn more about Capital Finance and our equipment finance solutions that help manage cash flow

Why a Capital Finance Hire Purchase?

Finance a range of business assets, from small-ticket items to high-value equipment. We offer fast approvals, clear rates, and flexible repayment terms. Our expert BDMs and accredited brokers are here to support your equipment finance application.

Use the asset today and own it later

Move from first payments to full ownership

A Hire Purchase is preferred by businesses that need to use a vehicle or equipment now, can pay it off over time, and want to own it at the end of term. It's a flexible option worth exploring with your accountant.

Find out more about the benefits of a Hire Purchase

Goods Loan

Own the asset from day one, without tying up valuable working capital.

Finance Lease

Use the vehicle or equipment now, with the option to buy it from us later.

Novated Lease

Lease a motor vehicle through your employer and repay using pre-tax salary

Tools and support

No DriveOnline access?

Become a Capital Finance broker

Get accredited

Get the latest forms

Find current forms you can download

All forms

Help when you need it

Got a question? Start here

Get help