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Rental/operating lease

This is where we purchase the asset at your request and rent it back to you for an agreed period.

This can be an efficient and cost effective financing strategy if you are continually upgrading equipment or are seeking to minimise asset ownership risks. While we own the asset and you rent it from us,  at the end of the term you have the option to:

 

  • Return the asset;
  • Extend the contract; or
  • Purchase the equipment.

 


Other finance options

Finance lease

We purchase the asset at your request and lease it back to you for an agreed period. You’ll own the equipment at the end of the term once contractual payments (including any residual value) has been paid.  

Commercial loan / Chattel mortgage

This is where you source and own the asset and we'll provide you with a loan that is secured by the asset. 

Hire purchase

We purchase the asset at your request and you buy it from us by paying us back in instalments.  We'll own the asset until we’ve been paid in full including any balloon payments.

Novated lease

We make a lease arrangement with you to finance cars for your employees' personal use through salary sacrifice. We’ll own the car but employees can offer to buy it from us at the end of the lease agreement.