|
Marine Dealer Finance
Wholesale products
The capital you need to purchase stock is available through capital loans and bailment finance that are structured to the specific needs of your business.
Retail products
Your customers benefit from a range of finance products that make it easier for them to purchase from you. These include secured and term purchase loans.
Dealer Alert
Unique in the boat finance industry, Dealer Alert is a referral service that alerts you when a previous customer is back in the market for a new boat.
Training
We offer tailored training programs to assist your sales and finance team in closing sales quickly and easily.
Marine Personal Finance
Secured Loan
If you're a recreational private buyer who wants to own their boat outright, the Marine Loan is the best way to stop dreaming and start boating.
- All costs, registration and insurance can be included in the loan, helping to manage your outgoings
- Terms range from 1 – 7 years and you can pay monthly or fortnightly
- Our interest rates are fixed for the term of the loan, so you are protected from rate rises
Marine Business Finance
Term Purchase Loan
For customers who intend to use their boat for business purposes, including chartering, the Term Purchase Loan is probably the most cost effective option.
- All costs, registration and insurance can be included in the loan, helping to manage your outgoings and make the purchase more affordable
- Terms range from 1- 5 years, payable monthly or fortnightly
- Our interest rates are fixed for the term of the loan, so your customers are protected from rate rises
- Their business related expenses may be tax deductible – and they still own the boat at the end of the loan term
- Upon approval, the funds will be deposited in your account within 24 hours
Chatted Mortgage Loans
If your business uses a cash accounting system, there may be a tax benefit for you in financing your car with a Chattel Mortgage.
Features
- Loan terms of between 1 - 7 years with a residual value at the end of the contract to allow repayments to suit your budget.
- Loans start from as low as $5,000
- Repayments are fixed for term of contract and can be structured to suit you.
- No GST on the repayments.
- 100% finance or with an optional deposit / trade.
Repayments can be made via direct debit from a nominated bank account, B'pay or via a coupon book.
Benefits
- Fast approval.
- Apply over the phone.
- The Input Tax Credit may be claimed upfront via your BAS rather than over the life of the loan.
- Business usage and expenses may be claimed against your taxable income.
- Structure repayments to suit seasonal cash flow.
- Repayments fixed for the term of contract enabling you to budget your monthly expenditure.
Capital Finance Hotline
Call us now on 1300 360 304 weekdays 8.30am to 6.00pm EST or email marine_finance@capital-finance.com.au
Finance is subject to credit assessment and approval.
Credit fees and charges are payable. Terms and conditions apply.
|
