Civil construction

Finance for the equipment you need, when you need it

We recognise that all civil construction projects are different. That is why we give you the flexibility to choose the equipment you need when you need it, and return it when you don’t.

We offer you flexibility through a range of financing options. We can help you manage residual risk by offering both on and off balance sheet options and can provide funding in different approved foreign currencies. What’s more, funding your civil construction equipment through Capital Finance may limit the impact on your existing credit lines.

Flexible lease terms and payment options

Helping you manage your cash flow in a way that reduces operating costs and frees up capital is what we excel at. If your business wants to minimise its monthly loan repayments, we can help. Our 5-year or more lease terms can assist you to reduce your outgoings.

If you have peak income periods, we can structure your payments to match timings suited to your project.

Manage change

When you work on civil construction projects, change is just part of the way you do business. Changes to everything from regulatory requirements to job specifications can impact upon your project, so you need to be able to adapt to these changes quickly. We also understand that some projects need equipment specific for one job only. We pride ourselves on our ability to help you manage change and technical obsolescence through a flexible range of financing options.

The ability to manage your working capital

To help you achieve your balance sheet and profit and loss objectives, we offer a range of lease options, from genuine operating leases to finance leases and chattel mortgages. The equipment itself is generally used as the security.

Cut your administration time with a master facility

A Master Facility takes into account your aggregated financing needs. With a Master Facility, you don’t need to negotiate a separate agreement every time you need more asset finance. The good news is that you only pay for the proportion of the facility you have drawn down.

You choose the equipment you want, not the equipment we supply

We have strong relationships with major suppliers, but are not locked in to any. That means you have the freedom to choose the supplier which can provide the equipment that best meets your needs.

A dedicated Relationship Manager – a specialist in civil construction

We know that saving time is important to you. That’s why at Capital Finance you deal with one Relationship Manager, for everything, from beginning to end.

Your dedicated Capital Finance Relationship Manager is a specialist who has the knowledge and experience to take the hassle out of your business’ financing.

What we finance

  • Excavators
  • Diggers
  • Bobcats
  • Bulldozers
  • Loaders
  • Forklifts
  • Prime-movers
  • Wielding equipment

Business lending options suited to the civil construction industry

  • Chattel mortgage
  • Term purchase
  • Finance lease
  • Rental/operating lease
How to apply

For more information please contact:

Call Us

Capital Finance Civil Construction Finance Specialists
Phone: 1300 300 309

Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read on the Terms and Conditions page.